The Fast List

Is your default on The Fast List?

11 creditors. Every one of them averages under 30 days to remove a default.

If yours is on this list, you might not need months of legal work. You might only need 30 days. So we built a faster, cheaper way in.

Check If Mine Qualifies (Free)

Takes 30 seconds. A team member calls you back.

Here is the list.

Real numbers from our own files. Removal rate is how often we got the default off. Average days is how long it took. Fastest first.

Creditor

Removal rate

Avg days

Credit Corp

92%

2days

Foxtel

88%

2days

Telstra

95%

4days

Latitude

87%

4days

Pioneer Credit

87%

5days

Panthera Finance

89%

7days

Toyota Finance

77%

7days

MoneyMe

88%

13days

Optus

90%

14days

PRA Group

93%

20days

ARM

Australian Receivables Management (ARM)

92%

28days

Consumer defaults. MyCRA Lawyers internal data as at 14 Oct 2026. Every matter is unique. Past results are not a guarantee of future success.

How the 30-Day Fast Track works

Tell us who listed your default. We check it is a personal (consumer) default from a creditor on The Fast List.

We send you our client agreement. Your 30 days start that day, so sign it and send it back fast. Then our team goes to work.

Gone inside 30 days? Done. You paid less than our standard fee.

Still there after 30 days? You have 48 hours to decide. Upgrade to Full Service and we keep going until it is removed, or until every option is used up. What you already paid counts toward it. All up, you still pay less than our standard fee.

Why we can do this

Most of our work is fixed fee. We keep going until the job is done, however long it takes. That costs what it costs. But these 11 creditors usually move fast. So for them, we price for the speed. You pay a lower fee for 30 days of work. You only pay more if you need more.

Is this for you?

Yes, if

Your default is a personal default. It was listed by a creditor on The Fast List. You want it gone fast, without paying for months you may not need.

Not if

It is a business or commercial default, or your creditor is not on the list. For those, book a $139 Qualification Appointment instead: lph.la/139

MyCRA Lawyers | Credit Reporting Lawyers | Since 2009 | Australian Credit Licence 564856 | 4.8 stars on Google

The fine print, in plain English

Consumer (personal) defaults only.
Only for defaults listed by a creditor on The Fast List.
Your 30 days start the day we send you our client agreement, not the day you sign it.
At the end of Day 30 we close your file. After that we do no more work on it and send no updates, even if the default comes off later.
You can upgrade to Full Service within 48 hours after Day 30. After that, the upgrade offer ends.
You need at least one credit report (Equifax or Experian), as a PDF, less than 3 months old, before your appointment. Both is better.
The 30-Day Fast Track fee is not refunded if your default is not removed in the 30 days. That is the trade for the lower fee.
Our Money Back Guarantee does not apply to the 30-Day Fast Track.
Nothing here limits your rights under the Australian Consumer Law.
Full terms: Fast List Terms

Is yours on the list? Find out free.

Fill this in. A team member will call you within one business hour (business hours). We will text you first from 0483 967 899 so you know it is us.